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200212592 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses- <br />- (Seal) <br />Borrower <br />(Seat) <br />Borrower <br />(Seal) <br />- Borrower <br />ajf z " (Seal) <br />DANIEL E ELLIB - Borrower <br />&& ,y (Seal) <br />DONNA N ELLIB - Borrower <br />(Seal) <br />- Bortower <br />- (Seal) <br />Borrower <br />(Seal) <br />Borrower <br />=-81NE1(00051.01 rage 14 of is Form 3028 1101 <br />