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<br />-10. Reinstatement. Borrower has aright to be reinstated it Lender has required immediate payment in full because of
<br />Bormwery failure to pay an amount due under the Note or this Security Imtrument. This right applies even otter f acclesure
<br />proceedmus arc mArmted To reinstate the Security Instrument Borrower shall tender in a lump sum ell amounts required to
<br />boring Borrowers account current including, to the extent they are obligations of Borrower under this Security Instrument.
<br />foreclosure cos¢ and reasonable and customary attorneys' fees and expenses properly associated with the foreclosure
<br />proceeding. Upon reinstatement by Borrower, this Security Instrument and the obligations that it secures shall remain in effect
<br />as If Lender had not required immediate payment in full. However, Lender is not required to permit reinstatement if (i)
<br />Lender has accepted reinstatement after the commencement of foreclosure proceedings within two years immediately
<br />preceding the commencement of a current foreclosure proceeding, (it) reinstatement will preclude foreclosure on different
<br />grounds in the future, or (iii) reinstatement will adversely affect the priority of the lien created by this Security Instrument,
<br />11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time of payment or modification
<br />of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower
<br />shall not operate to release the liability of the original Borrower or Borrower's successor in interest Lender shall not be
<br />required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify
<br />amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or
<br />Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver or or
<br />preclude the exercise of any right or remedy.
<br />12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this
<br />Security Interment shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br />paragraph 9b. Borrower's covenants and agreements shall be joint and several, Any Borrower who co -signs this Security
<br />Iroucuou" r hat d, e, ,ul xaane the Note tar , c - .,gnup [his Security hohnntent only to mortgage. gums and convey that
<br />the properl, under' the term, tit thi, Seaunty Instrument, to) is not personally obligated to pay the .un,s
<br />secured h, this Security Instrument, and (c) unee, that Lender and any other Borrower may agree to extend, modify, forbear
<br />or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br />13. Notices. Any notice to Borrower provided tut in thi, Security Instrumenl shall be green by delivering it or by mailing
<br />it by hunt class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address
<br />or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first -class mail to
<br />Lender's address stated herein or any address Lender designates by notice to Borrower, Any notice provided for In this
<br />So,,m ity Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph.
<br />14. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the
<br />jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note
<br />conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can
<br />be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are
<br />declared to be severable.
<br />15. Borrower's Copy. Borrower shall be given one conformed copy of this Security Instrument.
<br />16. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage. or release of any
<br />Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the
<br />Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or
<br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal
<br />residential uses and to maintenance of the Property.
<br />Burrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
<br />,anmmntal ur ,gulamry agency or private party involving the Property and any Hazardous Substance or Fnvironmental
<br />I anc u. n;h!eh Borrov.'cr has actual knowledge If Borrower learns or is notified by any governmental or regulatory authoruty
<br />drat a c u,al of odmr ..nredrmRm of any Hazardous Substances atlecting the Property is necessary, Burrower .shall
<br />prwnpd) ntkc all n,,c —ua remedial swum rn a¢onlance with Environmental Law.
<br />As used in this paragraph I6_ "Hazardous Substances" are those substances defined as Iuxrc or hazardous substances by
<br />Environmental Law and the following substances- gasoline. kerosene, other flammable or toxic petroleum products. toxic
<br />po,dddc, and lie, brades, volatile solvcnts, maerials containing asbestos or hormaldchyde, and radioactive materials. As used
<br />in this paragraph 16, "Ere«mmenml Law" means federal laws and laws of the jurisdiction ,where the Properly is located Thal
<br />relate to health, safety or environmental protection.
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