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200212566 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Seal) <br />AVI L AE ` - 4orrower <br />-- C (Seal) <br />RS IV rzower <br />(Seal) _ (Seal) <br />- Borrower - -Borrower <br />(Seal) (Seal) <br />- Rorrower Borrower <br />(Seal) (Seal) <br />Bon ower - Borrower <br />Initiap/ <br />� -s(xe7 r000sl Page 14.f 15 Form 3028 I /01 <br />