DEED OF TRUST
<br />Loan No: 1609163 (Continued) 200212545 Page
<br />not affect Lender's right to secure Trustor in default and to exercise Lender's remedies.
<br />Request for Notice. Truster, on behalf of Truster and Lender, hereby requests that a copy of any Notice of Default and a copy of any Nplice
<br />of Sale under this Deed of Trust be mailed to them al the addresses set None In the first paragraph of this Deed of Trust.
<br />ANOrneys' Fees; Expenses. If Lender institutes any suit or action to enforce any of the terms of this Deed of Trust, Lender shall be entitled
<br />to asseveration sum as the court may adjudge reasonable as attorneys' fees at trial and upon any appeal. Whether or not any courl aclion is
<br />involved, and to the extent not prohibited by law, all reasonable expenses Lender incurs that in Lender's opinion are necessary at any time
<br />for the protection of its interest or the enforcement of its rights shall become a part of the Indebtedness payable on demand and shall bear
<br />interest at the Note rate from the sate of the expenditure until repaid, Expenses covered by this paragraph include, without limitation,
<br />however subject to any limits under applicable law, Lender's attorneys' fees and Lender's legal expenses, whether or not there is a lawsuit,
<br />including officina s'fees and expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction),
<br />appeals, and any anticipated post- judgment collection services, the cast of searching records, obtaining title reports (including foreclosure
<br />decode), surveyors' reports, and appraise l fees, Mlle insurance, and fees for the Trustee, to the extent permitted by applicable law. Truster
<br />also will pay any could costs, in addition to all other sums provided by law.
<br />Rights of Trustee. Trustee Shall have all of the rights and duties of Lender as set forth in this section.
<br />POWERS AND OBLIGATIONS OF TRUSTEE. The following provisions relating to the powers and obligations of Trustee are part of this Deed of
<br />Trust:
<br />Powers of Trustee. In addition to all powers of Trustee arising as a matter of law, Trustee shall have the power to lake the following actions
<br />with respect to the Property upon the written request of Lender and Truslor: (a) loin In preparing and filing a map or plat of the Real
<br />Property, including the dedication of streets or other rights to the public, to) join in granting any easement or creating any restriction on the
<br />Real Property; and (c) join In any subordination or other agreement alleding this Deed of Trust or the Interest of Lender under this Deed of
<br />Trust.
<br />Trustee. Trustee shall meet all qualifications required for Trustee under applicable law. In addition to the rights and remedies sat forth
<br />above, with respect to all or any part of the Property, the Trustee shall have the right to foreclose by notice and sale, and Lender will have the
<br />right to foreclose by judicial foreclosure, in either case in accordance with and to the full extent provided by applicable law.
<br />Successor Trustee. Lender, at Lender's option, may from time to lime appoint a successor Trustee to any Trustee appointed under this
<br />Deed of Trust by an instrument executed and acknowledged by Lender and recorded in the office of the recorder of Halt County, Stale of
<br />Nebraska. The instrument shall contain, in addition to all other matters required by state law, the names of the original Lender, Trustee, and
<br />Trustor, the book and page (or computer system reference) where this Deed of Trust Is recorded, and the name and address of the
<br />successor trustee, and the instrument shall be executed and acknowledged by all the beneficiaries under this Deed of Trust or their
<br />successors in Interest. The successor trustee, without conveyance of the Properly, shall succeed to all the line, power, and duties conferred
<br />upon the Trustee In this Deed of Trust and by applicable law. This procedure for substitution of Trustee shall govern to the exclusion of all
<br />other previsions for substitution.
<br />NOTICES. Any cartes required to be given under this Deed of Trust, including without Iunfation any notice of default and any notice at sale shall
<br />be given in writing, and shall be effective when actually delivered, when actually received by telefacslalle (unless otherwise required by law),
<br />when deposited with a nationally recognized overnight courier, or, If mailed, when deposited in The United Stales mall, as first class, certified or
<br />registered mail postage prepaid, directed to the addresses shown near the beginning of This Deed of Trust. All copies of notices of foreclosom
<br />from the holder of any Iran which has Plenty over this Deed of Trust shall be sent to Lender's address, as shown near the beginning of this Deed
<br />of Trust. Any person may change his or her address for notices under this Deed of Trust by giving formal written notice to the other person or
<br />persons, specifying that the purpose of the notice is to change the person's address. For notice purposes, Truslor agrees to keep Lender
<br />informed at all times of Trustor's current address. Unless otherwise provided or required by law, if there Is more than one Truslor, any notice
<br />given by Lender to any Trustor is deemed to be notice given to all Trusters. It will be Trustor's responsibility to tell the others of the notice from
<br />Lender.
<br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust.
<br />Amendments. What Is written In this Deed of Trust and In the Related Documenls Is Trust., entire agreement with Lender concerning the
<br />matters covered by this Deed of Trust. To be effective, any change or amendment 10 this Deed of Trust must be In writing and must he
<br />signed by whoever will be bound or obligated by the change or amendment.
<br />Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are nor to be used to Interpret or define
<br />the provisions of this Deed of Trust.
<br />Merger. There shall be no merger of the Interest or estate created by this Deed of Trust wim any other Interest or estate In the Pmpeny of
<br />any time held by or for the benefit of Lentler In any capacity, without the written consent of Lentler.
<br />Governing Law. This Deed of Trust will be governed by and interpreted in accordance with federal law and the laws of the Stale of
<br />Nebraska. This Deed of Trust has been accepted by Lender in the Stale of Nebraska.
<br />Joint and Several Liability. All obligations of Truslor under this Deed of Trust shall be joint and several, and all references to Truslor shall
<br />mean each and every Trustor. This means that each Trustor signing below is responsible for all obligations In this Deed of Trust
<br />No Waiver by Lender. Truslor understands Lender will not give up any of Lender's rights under this Deed of Trust unless Lender does so In
<br />writing, The fact that Lender delays or omits to exercise any right will not mean that Lender has given up that right. If Lender does agree In
<br />writing to give up one of Lender's rights, that does not mean Truslor will not have to comply with The other provisions of this Deed of Trusl.
<br />Trustor also understands that If Lender does consent to a request, that does not mean that Trustor will not have to get Lender's consent
<br />again if the situation happens again. Truslor further understands that lust because Lender consents to one or more of Trustor's requests.
<br />that does not mean Lender will be required to consent to any of Trustor's future requests. Truslor waives presentment, demand for payment,
<br />protest, and notice of dishonor.
<br />SeveraDillly. If a court finds that any provision of this Deed of Trust Is nor valid or should nor be enforced, that fact by Itself will not mean
<br />that the rest of this Deed of Trust will not be valid or enforced Therefore, a court will enforce The rest of the provisions of this Deed of Trust
<br />even if a provision of this Deed of Trust may be found to be invalid or unenforceable.
<br />Successors and Assigns. Subject to any limlla cirs stated in this Deed of Trust on transfer of Trusters interest, this Deed of Trust shall be
<br />binding upon and inure to the benefit of the parties, their successors and assigns. If ownership of the Property becomes vested In a person
<br />other than Trustor, Lender, without notice to Truslor, may deal with Trustor's successors with reference to this Deed of Trust and the
<br />Indebtedness by way of forbearance Or extension without releasing Trustor from the obligations of this Deed of Trust or liability under the
<br />Indebtedness.
<br />Time is of the Essence. Time Is of the essence In the performance of this Deed of Trust.
<br />Waiver of Homestead Exemption. Truster hereby releases and waives all rights and benefits of the homestead exemption laws of The State
<br />of Nebraska as to all Indebtedness secured by this Deed of Trust.
<br />DEFINITIONS. The following words shalt have the minwing meanings when used In this Deed of Trust:
<br />Beneficiary. The word "Beneficiary" means United Nebraska Bank, and Its successors and assigns_
<br />Borrower. The word "Borrower" means Ryan J Bartels and Shannon R Bartels. and all other persons and entities signing the Note.
<br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Testoq Lender, and Trustee, and Includes without Iimitallon all
<br />assignment and security interest provisions relating to the Personal Property and Rents.
<br />Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local stalutes, regulations and ordinances
<br />relating to the protection of home, health or the environment, including without limitation the Comprehensive Environmental Response,
<br />Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at Seq. ("CERCLA "), the Supenund Amendments and
<br />Reauthorization Act Of 1986, Pub. L. No 99-499 ( "SARA "), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, at seq., the
<br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable F1ate a federal laws, rules, or regulations
<br />adopted pursuant thereto.
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