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DEED OF TRUST <br />THIS DEED OF TRUST is made this 11th day of November , 2002 among the Trustor, <br />MILISSA LADE MICHAEL LADE (JOINT AS HUSBAND AND WIFE) <br />(herein 'Borrower "), <br />Michael F. Kivett (herein b <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT TWO (2), BLOCK SIX (6), UNIVERSITY PLACE, AN ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 2331 N SHERIDAN GRAND ISLAND <br />Nebraska 68803 (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the 'Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/11/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 30,419.66 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 11/29/2019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />c > <br />_ <br />T <br />2 1x <br />CJ <br />N <br />Gg2 <br />Z <br />R 2 <br />r✓ <br />Fn <br />2 <br />D <br />� <br />M <br />U, <br />L1 <br />7 <br />Q <br />C J N <br />W <br />iD <br />After recording return to: <br />L� <br />CITIFINANCIAL, INC. (MD) <br />G <br />3415 WEST STATE STREET <br />GRAND ISLAND NE 68803 <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 11th day of November , 2002 among the Trustor, <br />MILISSA LADE MICHAEL LADE (JOINT AS HUSBAND AND WIFE) <br />(herein 'Borrower "), <br />Michael F. Kivett (herein b <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT TWO (2), BLOCK SIX (6), UNIVERSITY PLACE, AN ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 2331 N SHERIDAN GRAND ISLAND <br />Nebraska 68803 (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the 'Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/11/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 30,419.66 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 11/29/2019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />