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200212489 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />Borrdwcr <br />_/Ce�� <br />(Seal) <br />-A16 <br />S <br />_ <br />(Seal) <br />RICHARD A RAIL <br />Borrower <br />RHONDA S RAIL <br />llorrower <br />(Seal) (Seal) <br />Borrower Boaowcr <br />[Space Below This Line For Acknowledgment? <br />STATE OF NEBRASKA <br />COUNTY OE HALL <br />The foregoing Iasti umenf was acknowledged bcloi c me on this NOV E]16, 2002 <br />by RICHARD A FAIL AND RBONDA S RAIL, HUSBAND AND WIFE AS JOINT TENANTS <br />A GENERAL NOTAR &State of NTbi.Ata <br />TRV <br />KELLY <br />nZ SHEETS <br />�rlr`i My Comm. Eap. Jan. 15'!21j <br />Sagon, ofFers000n taking acknowledgment) <br />f <br />(Title or rank) / Pie } I LSG "k.. <br />(Serial Nom ber, i f an Y) <br />NEBRASKA - Single Famny- Fannie MaeTreddie Mae UNIFORM INSTRUMENT Form 30U 1 /01 <br />DOCUlNEe IPOge 2 st 12,.,,,') <br />