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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 7th day of November
<br />RANDALL R HAINES (AS A SINGLE PERSON)
<br />Michael F. Kivett
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender ").
<br />, 2002 among the Trustor,
<br />(herein "Borrower "),
<br />(herein
<br />whose
<br />(herein
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />LOT THIRTEEN (13), R & B SECOND SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL, COUNT', STATE OF NFBRASEA.
<br />which has the address of 4097 ZOLA LANE
<br />Nebraska 68803 (herein "Property Address ");
<br />GRAND ISLAND
<br />TOGETHER with all the improvements now or hereafter er °cted on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/07/2002
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 12,361.22 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 11 / 15 / 2 0 0 9 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5
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<br />After recording return to:
<br />CITIFINANCIAL,
<br />INC. (MD)
<br />3415 WEST STATE STREET
<br />GRAND ISLAND
<br />NE
<br />68803
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 7th day of November
<br />RANDALL R HAINES (AS A SINGLE PERSON)
<br />Michael F. Kivett
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender ").
<br />, 2002 among the Trustor,
<br />(herein "Borrower "),
<br />(herein
<br />whose
<br />(herein
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />LOT THIRTEEN (13), R & B SECOND SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL, COUNT', STATE OF NFBRASEA.
<br />which has the address of 4097 ZOLA LANE
<br />Nebraska 68803 (herein "Property Address ");
<br />GRAND ISLAND
<br />TOGETHER with all the improvements now or hereafter er °cted on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/07/2002
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 12,361.22 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 11 / 15 / 2 0 0 9 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5
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