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200212356 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />I <br />(Seal) <br />RADL <br />D <br />ERNES <br />- Borrower <br />UCA r(ckhdCt YiVc< (Seal) <br />MARIANDA ERIVES - Borrower <br />(Seal) (Seal) <br />- Harrower - Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(a. ® B NQ ,00aw.at Peoe ra ar Is Form 3028 1/01 <br />