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200212329 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />STATE OF Nebraska <br />COUNTY OF Hall <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />�Ul(X.rt. 1�.�— Seal <br />(Seal) (Seal) <br />Tower Richelle J. C lar Borrower <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />The foregoing instrument was acknowledged before me on this November 4, 2002 <br />by Curtis R. Cellar and Richelle J. Cellar, Husband and Wife <br />_(Seal) <br />Borrower <br />�� GENERAL NOTARY St <br />Signature of Person ing ac ledgment) Edward J Jarosik ED�ygRD J ateotNebraska <br />MY Comm. E JgA0SI <br />xP. <br />(Title or rank) Oct. ?I, 20 3 ��� / ,gee�� C� �irs� <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUiNE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />