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200212324 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />c-, <br />Gonzalo G. Velasquez <br />STATE OF Nebraska <br />COUNTY OF Hall <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />e? (Seal) (Seal) <br />Borrower Glendy Reyes Borrower <br />Borrower Borrower <br />[Space Below This Line For Acknowledgment] <br />The foregoing instrument was acknowledged before me on this November 4, 2002 <br />by Gonzalo G. Velasquez and Glendy Reyes, Unmarried Persons <br />Person <br />(Title or rank)_ <br />(Serial Number, if any) <br />Ow edgment) Edward J. Jarosik ; ! GENERAL NOTARY- Stateot <br />EDWARD Nebraska <br />/ J. �AROSI <br />�ID/L7�AGE CEND /NCi My comm. EXp Oct. ?7, 20 3 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />