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• - DEED OF TRUST 200212280
<br />Loan No: 28607 (Continued) Page 6
<br />adopted pursuant thereto.
<br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of default
<br />section of this Deed of Trust.
<br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, Including without
<br />limitation a guaranty of all or part of the Note.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or physical,
<br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment when improperly
<br />used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words "Hazardous Substances" are
<br />used in their very broadest sense and include without limitation any and all hazardous or toxic substances, materials or waste as defined by
<br />or listed under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and petroleum
<br />by— products or any fraction thereof and asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed an the
<br />Real Property, facilities, additions, replacements and other construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note or
<br />Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related
<br />Documents and any amounts expended or advanced by Lender to discharge Truster's obligations or expenses incurred by Trustee or
<br />Lender to enforce Truster's obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust.
<br />Lender. The word Asntler' means Exchange Bank, its successors and assigns. The words 'Successors or assigns" mean any person or
<br />company that acquires any interest in the Note.
<br />Note. The word "Note" means the promissory note dated October 24, 2002, In the original principal amount of $90,828.96
<br />from Truster to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for
<br />the promissory note or agreement.
<br />Personal Property. The wards "Personal Propedy" mean all equipment, fixtures, and other articles of personal property now or hereafter
<br />owned by Truster, and now or hereafter attached or affixed to the Real Property; together with all accessions, pads, and additions to, all
<br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance
<br />proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property' mean the real property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments,
<br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the
<br />Property.
<br />Trustee. The word 'Trustee" means Exchange Bank, whose address is P.O. Box 760, Gibbon, NE 68840 and any substitute or successor
<br />trustees.
<br />Toaster. The word Truster" means MATTHEW E RICHTER and SHANNON RICHTER.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />TRUSTOR:
<br />=L c
<br />—� —
<br />MATTHEW E RICHTER, Individually
<br />X�
<br />S NO RICHTER, Individually
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />STATE OF Z+-bx45 %a ) o GENERAL NGTARY Gtale of Ne era ska
<br />COUNTY OF UL_
<br />Ip KEVIN M. HVNES
<br />q /7��y i-44. as 'tl ) My Comm Evp. Fee. 14, 2404
<br />On this day before me, the undersigned Notary Public, personally appeared MATTHEW E RICHTER and SHANNON RICHTER, to me known to
<br />be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their free and
<br />voluntary act and deed, for the uses and purposes therein mentioned. 11
<br />Given under my hand and official se T
<br />al this a4f day of O4 OGr! - tab ,2
<br />Notary Public In and for the State of ltie bee, A k S
<br />G
<br />Residing at rb —
<br />My commission expires .�
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