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20021;264 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) (Seal) <br />Felisiano T. Luevano Borrower Marga et A. Royse Borrower <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this November 7, 2002 <br />by Felisiano T. Luevano and Margaret A. Royse, Unmarried Persons <br />]:Z�� �L.Lc� <br />r� <br />Signature o Person taking acknowledgment) J dy L . Eberhardt <br />`l <br />(Title or rank) <br />(Serial Number, if any) <br />GENERAL NOTARY-State Nebraska <br />JODY L. EBERHARDT <br />afyPoem My Comm. E*. My 28, 2003 <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCU W E 12 (Page 12. of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />