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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ f0-. 242002 ........ ...... ............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is NAllnae.i).. Saala.dAdP]lY[I75.B,Sdale, Hushand,and Wits ......................_.. ..............................
<br />.......................................................................................................................... ...............................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAIIlaOB Bank ......................... ............................ .............................................. ................
<br />Lender is a . O. VIpp7AVAA ............................................................ ............................... organized and existing under
<br />the laws of .1119 s. Idle. Ri. Nllblilska_ ...... ......... ........ . Lender's address is .1333, Norlh!✓V. @1111flodd, P;B,.,Bdx,513$,
<br />.Gland Iglded, NE..$$.$ 0. 2 .............................................................................................. ...............................
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Tielnne Bznk......... .. ......................................... ....... .. ................... ......... ........................
<br />....
<br />(E) "Note" means the promissory note signed by Borrower and dated .10724 :2. 002 ............... ...... ........... . The
<br />Note states that Borrower owes Lender alghlV.fLQe.theASaAd.dR11 AOl) AA............. .... ......................... ....... .. ........... ........
<br />.111''..... ...... .......... - .... — ....... ..... Dollars (U.S. $ 85,000;00.....................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 1.h.A):20.17.._.... ...... .....
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Loam" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and a is me it= toiler this Security Instrument, plus interest.
<br />(il) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'Ihe following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .... _................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and ](real statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, 000-appealable judicial opinions.
<br />(.1) "Community Association Dues/ Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited lo,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miseellweaus Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) fur: (i) damage lo, or destruction of, the
<br />Property; ([i) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (t2 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to tine, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage load' under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tide to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1 /01�I
<br />NEBRABNA— Single familyN Fannie Mee /Freddie Mae UNIFORM INSTRUMENT 1111 III 1111IIIIIIIIIIII11111II
<br />,o 11 a5yatam4lnc.. St Cloutl, MN Fvrm Mn -1 -NE B 117120W y II
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<br />[Space Above This
<br />Line For Recording Data]
<br />DEED
<br />OF TRUST
<br />200212216
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ f0-. 242002 ........ ...... ............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is NAllnae.i).. Saala.dAdP]lY[I75.B,Sdale, Hushand,and Wits ......................_.. ..............................
<br />.......................................................................................................................... ...............................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAIIlaOB Bank ......................... ............................ .............................................. ................
<br />Lender is a . O. VIpp7AVAA ............................................................ ............................... organized and existing under
<br />the laws of .1119 s. Idle. Ri. Nllblilska_ ...... ......... ........ . Lender's address is .1333, Norlh!✓V. @1111flodd, P;B,.,Bdx,513$,
<br />.Gland Iglded, NE..$$.$ 0. 2 .............................................................................................. ...............................
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Tielnne Bznk......... .. ......................................... ....... .. ................... ......... ........................
<br />....
<br />(E) "Note" means the promissory note signed by Borrower and dated .10724 :2. 002 ............... ...... ........... . The
<br />Note states that Borrower owes Lender alghlV.fLQe.theASaAd.dR11 AOl) AA............. .... ......................... ....... .. ........... ........
<br />.111''..... ...... .......... - .... — ....... ..... Dollars (U.S. $ 85,000;00.....................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 1.h.A):20.17.._.... ...... .....
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Loam" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and a is me it= toiler this Security Instrument, plus interest.
<br />(il) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'Ihe following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .... _................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and ](real statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, 000-appealable judicial opinions.
<br />(.1) "Community Association Dues/ Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited lo,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miseellweaus Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) fur: (i) damage lo, or destruction of, the
<br />Property; ([i) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (t2 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to tine, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage load' under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tide to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1 /01�I
<br />NEBRABNA— Single familyN Fannie Mee /Freddie Mae UNIFORM INSTRUMENT 1111 III 1111IIIIIIIIIIII11111II
<br />,o 11 a5yatam4lnc.. St Cloutl, MN Fvrm Mn -1 -NE B 117120W y II
<br />nh /¢om ( %F<]of7(e8e) J B 2 A 0
<br />
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