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200212196 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />® -6(NE) (0005) <br />m <br />_ __ _ (Seal) <br />HAIL— oorrower <br />t;V*6� /0 • 4i� (Seal) <br />BURNETTA M HAILE -Borrower <br />Page 14 of 15 <br />Initials: f <br />t1� <br />(Seal) <br />borrower <br />(Seal) <br />(Seal) <br />— - orrower <br />Form 3028 1 /O1 <br />