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200212195
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Last modified
10/15/2011 9:29:58 AM
Creation date
10/22/2005 10:29:58 PM
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DEEDS
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200212195
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WELLS <br />FARGO <br />t Home E ` Fccgss Line Rider <br />20021.2194 <br />(Open End Credit with variable rate interest) <br />This Home Equity Access Line Rider is dated 9/20/2002 and is an amendment to the Mortgage,od!.Qe0G£sTitb <br />( "Mortgage ") of the same date given by the undersigned (`Borrower ") to secure Borrower's Home ` ^✓ a.ta. <yy.. (!yj� <br />Equity Access Line Agreement with <br />WELLS FARGO BANK NEBRASKA, N.A. <br />( "Lender ") <br />of the same data covering the property described in the Mortgage and located at: <br />1923 STAGECOACH ROAD GRAND ISLAND NE 68801 <br />Properly Address <br />In addition to the covenants and agreements made in the Mortgage, Burrower and Lender further covenant and agree as follows: <br />1. The word "Note," as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br />2. The Note evidences an open end revolving line of credit agrement between Borrower and Lender. The amount slated in the <br />Mortgage as the principal sum of the indebtedness is the credit limit for the line of credit. All advances made at anytime <br />by Lender in accordance with the terms of the Note, and all interest on the advances, shall be secured by the Mortgage. <br />However, at no time shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced <br />in accordance with the mortgage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br />3. TheNow novidesfor: <br />a variable rate of interest expressed as a daily periodic rate equal to 11365 of an annual rate of 0.00 % <br />plus the "Index Rate." <br />The daily periodic rate may increase if <br />THE HIGHEST PRIME RATE PUBLISHED IN THE <br />WALL STREET JOURNAL'MONEY RATES' TABLE <br />(the "Index Rate ") increases. The initial daily periodic rate is 0.013014 %. This corresponds to an annual percentage rate <br />of 4.75 %. The annual percentage rate will never be more than 18.00 %. The daily periodic rate will be adjusted on the fir st <br />business day of every month, using the Index Rate in effect on the last business day of the prior month. An increase in the daily <br />periodic rate may increase the monthly payment due. <br />NOTICE: THIS MORTGAGE SECURES CREDIT IN THE AMOUNT OF $164,000.00 <br />LOANS AND ADVANCES UP TO THIS AMOUNT, TOGETHER WITH INTEREST, ARE SENIOR TO INDEBTEDNESS TO <br />OTHER CREDITORS UNDER SUBSEQUENTLY RECORDED OR FILED MORTGAGES AND LIENS. <br />Lauder l/ � ��+.✓ �� t-G: v:,� �% z. " —f�, /a. �c <br />Borrower's signature BRIANLPOLAND Co- Borrower's signafigis, WINNIFREDEPOLAND <br />Other Borrowerill <br />signature <br />Other Borrower Y2 <br />signature <br />W 12713 (6 -99- 10379 -1) P2 200225629000 <br />
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