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",.,I 1.O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 26 , 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is MATTHEW G GIDEON AND HEATHER LYNN GIDEON, HUSBAND <br />AND WIFE AS JOINT TENANTS HUSBAND AND WIFE AS JOINT TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank, P.O. Box 268, Superior Nebraska 68978 -0268 <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 26 . \ , 2002 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FIVE THOUSAND AND \ 00/100 <br />Dollars (U.S. $ 105 , 000 . 00 )plus interest Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1y 2032. <br />(F) " Property" means the property that is described below under beheading "Transferof Rights in the property." <br />(G) " Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT pocMagic¢ -auK aoosae -". <br />Form 3028 1 /01 Page 1 of 13 w }w.deaej rmagiexam <br />w r- <br />111 GG \ I <br />A <br />m <br />D <br />2 <br />n n <br />Z fm) T <br />o <br />p <br />112� D <br />p <br />I. ro <br />o <br />y <br />O � <br />C <br />After Recording Return To- To: <br />HERITAGE BANK <br />� <br />C <br />9TH STREET <br />ERIVER, <br />200212117 <br />WOOD NEBRASKA <br />68883 <br />RCRLyVR�LV <br />[SporeAbove'rlde Line For Recording Daral <br />DEED OF TRUST <br />DEFINITIONS <br />Loan Number: 2231011 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 26 , 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is MATTHEW G GIDEON AND HEATHER LYNN GIDEON, HUSBAND <br />AND WIFE AS JOINT TENANTS HUSBAND AND WIFE AS JOINT TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank, P.O. Box 268, Superior Nebraska 68978 -0268 <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 26 . \ , 2002 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FIVE THOUSAND AND \ 00/100 <br />Dollars (U.S. $ 105 , 000 . 00 )plus interest Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1y 2032. <br />(F) " Property" means the property that is described below under beheading "Transferof Rights in the property." <br />(G) " Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT pocMagic¢ -auK aoosae -". <br />Form 3028 1 /01 Page 1 of 13 w }w.deaej rmagiexam <br />w r- <br />111 GG \ I <br />