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200212099 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in my Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(m-filNE) moos <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrnw.r <br />(Seal) <br />- Borrow., <br />nor <br />(Seal) <br />TERRY G RINSE - BOrmw.r <br />(Seal) <br />DOR RINSE Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />0038526976 -5665 <br />awe 14 f 15 10/30/2002 5:11:39 Form 3028 1 /01 <br />