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200212089
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10/15/2011 9:20:05 AM
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10/22/2005 10:27:12 PM
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200212089
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200 ?.12089 <br />or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers wall requirements <br />and restrictions that are imposed in regard to a `federally related mortgage loan" even if the Loan does not qualify as a <br />-federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that parry has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN T14E PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of <br />the Nate; and (it) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. <br />For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sate, the following described <br />property located in the County of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />The Westerly Forty Eight Feet (W48') of Lot Six (6), Block Fifty-Three (53), Charles Wasmer's Second <br />Addition to the City of Grand Island, Hall County, Nebraska. <br />which currently has the address of 1822 W John <br />[Street] <br />Grand Island Nebraska 68801 (`Property Address "): <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on th property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by <br />this Security Instrument. All of the foregoing is referred in in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower <br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of <br />record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with <br />limited variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall <br />pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges <br />due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Now <br />andthis Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender <br />as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all <br />subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as <br />selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, <br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or <br />entity; or (d) Electronic Funds Transfer. <br />Payments are deemed received by lender when received at the location designated in the Note or at such other <br />location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any <br />payment or partial payment ifthe payment or partial payments are insufficient to bring the Loan current ]ender mayaccept <br />any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to <br />its rights to refuse such payment or ppartial payments in the future, but Lender is not obligated to apply such payments at the <br />time such payments are accepted. IYeach Periodic Payment is applied as of its scheduled due date, then Lender need net pay <br />interest on unapptied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. <br />If Borrower ddoes not do so within a reasonable period of time, Lender shall either apply such funds or return them to <br />Borrower. Ifnot applied earlier, such funds will be applied in the outstanding principal balance under the Now immediately <br />prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve <br />Borrower from making payments due under the Now and this Security Instrument or performing the covenants and <br />agreements secured by this Security Instrument. <br />2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments <br />accepted and applied by Lender shall be applied in the following order of priority : (a) interest due under the Note; <br />(b) principal due under the Note; (c) amounts due, under Section 3. Such payments shall be applied in eactuPeriod ePayment <br />in the order in which it became due. Any remaining amounts shall be applied first to late charges, second many other <br />amounts due under this Security Instrument, and then to reduce the principal balance of the Note. <br />NEBRASKA- Siugle Pamily- FernieMeeTreddie Mac UNWORM INSTRUMENT Furm3028 last opagei f8page) <br />9I34.CV (IN2) 1.4a,2 <br />
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