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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated November 1st, 2002 , <br />together with all Riders to this document. <br />(B)'Borrower "is JOSEPH J VAVRICEK and JANET R VAVRICEK, HUSBAND AND WIFE <br />Borrower is the tmstor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 Val <br />W -61NEI IO0o91 F, <br />Fogel 0115 Imo a Is <br />AMR MORTGAGE FORMS - 19001501 7291 <br />M Ji1 t LI <br />`0 <br />on <br />n <br />= <br />7 <br />Fell W <br />2 D So <br />m to <br />= N <br />IA <br />A <br />S <br />O <br />2 <br />N y <br />CJ <br />r— L <br />N <br />l <br />{D <br />Return To: <br />ti <br />GO) <br />Home Federal Savings <br />and Loan Association of Grand <br />Island <br />N <br />221 South Locust <br />St <br />O <br />Grand Island, NE <br />66801 <br />Prepared By: <br />200212076 <br />Nancy Knapp <br />221 South Locust <br />St <br />Grand Island, NE <br />68801 <br />\ <br />(Space All This Line For Recording Dale] <br />- - - -- - - <br />-- � <br />DEED <br />OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated November 1st, 2002 , <br />together with all Riders to this document. <br />(B)'Borrower "is JOSEPH J VAVRICEK and JANET R VAVRICEK, HUSBAND AND WIFE <br />Borrower is the tmstor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 Val <br />W -61NEI IO0o91 F, <br />Fogel 0115 Imo a Is <br />AMR MORTGAGE FORMS - 19001501 7291 <br />M Ji1 t LI <br />