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0 <br />2002V40 <br />[Space Above This Line For Recording Data] <br />Koch <br />DEED OF TRUST Loan <br />arcel Nu SPT20912 <br />Number: <br />DEFINITIONS \� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 29, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is Charles R. Koch and Ann J. Koch, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated October 29, 2002 <br />The Note states that Borrower owes Lender <br />Seventy -Five Thousand And 00 /100 <br />Dollars (U.S. $ 75, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINEI (Page I of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />M <br />^ <br />n <br />2 <br />n <br />f7 <br />Z <br />n <br />mL <br />C) C/: <br />cn <br />ry <br />(D _, <br />o <br />CD <br />I ' C '-- <br />` -- <br />C> <br />CD -rl <br />CD <br />T A <br />ry46 <br />CID <br />CD <br />�' <br />c <br />After Recording Return To: <br />`-' `-' <br />N <br />cn <br />N <br />G) <br />0 <br />2002V40 <br />[Space Above This Line For Recording Data] <br />Koch <br />DEED OF TRUST Loan <br />arcel Nu SPT20912 <br />Number: <br />DEFINITIONS \� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 29, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is Charles R. Koch and Ann J. Koch, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated October 29, 2002 <br />The Note states that Borrower owes Lender <br />Seventy -Five Thousand And 00 /100 <br />Dollars (U.S. $ 75, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINEI (Page I of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />