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D <br />m <br />n n <br />Q <br />" <br />m N <br />Z <br />R = <br />m <br />N <br />Z <br />N <br />rM <br />n <br />x <br />� <br />M <br />n <br />F/D <br />� <br />S <br />M <br />N <br />N <br />M <br />After Recording Return To: <br />N <br />s <br />o <br />y <br />20021205/ <br />N <br />]Space Above This Line For Recording Data] <br />DEED OF TRUST �exumner: 51?T21009 <br />Parcel NumCer: V <br />c <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain mles regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 28, 2002 <br />together with all Riders to this document. <br />(B)`Borrower "is Michael L Armstrong and Monica M Armstrong, <br />Husband and Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is Commercial Bank <br />laws of Nebraska <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Sank <br />organized and existing under the <br />.Lender's address is P. 0. Box 1507 <br />(E) "Note" means the promissory note signed by Borrower and dated October 28, 2002 <br />The Note states that Borrower owes Lender <br />Ninety -Four Thousand Five Hundred And 00 /100 <br />Dollars (U.S. $ 96,500.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family - Fannie hlaeNreddic Mac UNIFORM INSTRUMENT Form 30281/01 <br />uowmn (Page I ofl2 pages) <br />accuixei.vxx sz /os /z000 <br />1. <br />