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PARTIES: This Deed of Trust is made nn 10/29¢002 among, the Grantor, JAMES G RICHARDSON AND CHERYL R RICHARDSON,
<br />HUSBAND AND WIFE ( "Borower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ('Trustee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a cmpmatun, organized and existing under the
<br />laws of NGBR ASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender').
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"propert)" ).
<br />PROPERTY ADDRESS: 724 W 17TH, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT SIX (6), BLOCK TWENTY TWO (22) SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower constraints and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convey ants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of must, includes any amounts
<br />Borrower owes to lender under this deed of trust or under any instrument secured by this deed of Wsl, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />N A PROMISSORY NOTE AND SFCURI'I Y AGREEMENT DATED 10/29/2002
<br />Future advances: The above amount is secured even though all or pall of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated , with initial err coal interest rate of _ %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated end will be secured to the same extent as if made on the data this deed of trust is executed.
<br />The above obligation is due and payable on November 15, 2012 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $18,842.14, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />eovataats contained in this deed oft rust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms ofthat obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof,
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OP HOMES 'I FAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convematt contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />JAMES G/ RICHARDSON SHERYL R RICHARDSON
<br />OENF9AL NO L18Y-Sl ale olNeDlaskd
<br />51'ARON K at CiNT
<br />i? MV 'Juaun rue Dec 3, 2003
<br />ACKNOWI,EDGMENI': STATE OF NEBRASKA, HALL COUNTY SS: -----
<br />The foregoing instrument was acknowledged before me on 10/29/2002
<br />By JAMES G RICHARDSON and CHERYL R RICHARDSON, HUSBAND AND WIFE
<br />r
<br />My commission expires
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<br />.'qua a D _ Notary Public)
<br />GENFRAL NOTARY - a& of NeorexXa
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<br />III USA q, MAYER
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<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made nn 10/29¢002 among, the Grantor, JAMES G RICHARDSON AND CHERYL R RICHARDSON,
<br />HUSBAND AND WIFE ( "Borower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ('Trustee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a cmpmatun, organized and existing under the
<br />laws of NGBR ASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender').
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"propert)" ).
<br />PROPERTY ADDRESS: 724 W 17TH, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT SIX (6), BLOCK TWENTY TWO (22) SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower constraints and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convey ants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of must, includes any amounts
<br />Borrower owes to lender under this deed of trust or under any instrument secured by this deed of Wsl, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />N A PROMISSORY NOTE AND SFCURI'I Y AGREEMENT DATED 10/29/2002
<br />Future advances: The above amount is secured even though all or pall of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated , with initial err coal interest rate of _ %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated end will be secured to the same extent as if made on the data this deed of trust is executed.
<br />The above obligation is due and payable on November 15, 2012 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $18,842.14, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />eovataats contained in this deed oft rust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms ofthat obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof,
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OP HOMES 'I FAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convematt contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />JAMES G/ RICHARDSON SHERYL R RICHARDSON
<br />OENF9AL NO L18Y-Sl ale olNeDlaskd
<br />51'ARON K at CiNT
<br />i? MV 'Juaun rue Dec 3, 2003
<br />ACKNOWI,EDGMENI': STATE OF NEBRASKA, HALL COUNTY SS: -----
<br />The foregoing instrument was acknowledged before me on 10/29/2002
<br />By JAMES G RICHARDSON and CHERYL R RICHARDSON, HUSBAND AND WIFE
<br />r
<br />My commission expires
<br />f( ,
<br />GNJL -
<br />.'qua a D _ Notary Public)
<br />GENFRAL NOTARY - a& of NeorexXa
<br />IrIp1
<br />III USA q, MAYER
<br />.. RY Coosa 6m. lhy 10, 20W
<br />
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