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t 1 q n <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />t x <br />Planned Unit Development Rider <br />❑ <br />L-4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />a <br />F, <br />[Space Above This Line For Recording Data] <br />� <br />G <br />DEED OF TRUST <br />' <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) `Security Instrument" means this document, which is dated October 28th 2002 ,Wgetherwith <br />all Riders to this document. <br />(B) "Borrower" is Timothy A. Beilke and Karen G. Beilke, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank .[ender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee' isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note' means the promissory note signed by Borrower and dated October 28th 2002 . The Now <br />states that Borrower owes Lender Eiehty Four Thousand and 001100 <br />Dollars (U.S. $84,000.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2022 <br />(F) `Property" means the property that is described below under the heading `Transfer of Rights in the Property" <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, snit all sums due under this Security Instrument, plus interest. <br />(H) " Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />L-4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(p "Applicable Lau" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />the Property; (ii) condemnation or other taking of all or any put of the Property; (in) conveyance in lieu of condemnation: or <br />(iv) misrepresentations of, or emissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) `Periodic Payment"means the regularly scheduled amount due for U) principal and interest under the Note, plus (it) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq-) and its implementrngregulation, <br />Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA Singlc Famly— FannieMae reddie Mac UNIFORM INSTRUMENT Furm3028 1101 (page! l8pag ) <br />9754.CV(1102) Gums <br />c� <br />