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200211915 <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this <br />Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants <br />and agreements of this Security Instrument as if the rider(s) were a par[ of this Security Instrument. <br />[Check applicable box(es)] <br />❑ Condominium Rider ❑ Graduated Payment Rider Other(s) [specify] <br />❑ Planned Unit Development Rider Growing Equity Rider <br />❑ Adjustable Rate Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Serenity Instrument and in any riders) <br />executed by Borrower and recorded with it <br />Witnesses: <br />(Seal) <br />RONALD S. ZRPBDA - [iorrawer <br />(Seal) <br />ANDRES S. ZEPEDA - B ... wx r <br />Seal) <br />Iaaroxer <br />State of 1 _ <br />County of FZ.1,. _ <br />This for ing mstrume ,vas acknowledged be //f f/iQre me on <br />by r��g /'4 / <br />GB7ENAE NOTARY -Slate nl Nebraska <br />I KRIS ANN to UJAMS <br />IEE Eam,Mw Eq. 9&1&2003 <br />rose' nre Page 6of6 <br />nOCOOxs6.m[ 6 /1f /]001 <br />(Title or rank) <br />(Serial number, if any) <br />Seal) <br />Rcnower <br />