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('Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE CO. <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Ina ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender'). Borrower owes Lender the principal sum of <br />FIFTY -EIGHT THOUSAND FIVE HUNDRED THIRTY -SEVEN AND 00 /100 <br />Dollars (U.S. S 58, 537.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />NOVEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), IN BLOCK EIGHTY -FIVE (85), IN WHEELER AND BENNETT'S FOURTH ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 117 WEST 16TH STREET, GRAND ISLAND <br />Nebraska 68801 [Zip Code] ("Property Address "); <br />[Shur cuy], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebrns" Deed of Trust - 2191 <br />ooeuuuai vase I of6 <br />DoCTRDee vac vielpnne <br />m e1 <br />When Recorded Mail To: <br />O n Z fm'f <br />= <br />�_ <br />777 <br />CHERRY CREEK MORTGAGE CO., <br />INC. m p <br />cj <br />N <br />CD <br />03 <br />3300 E. 1ST AVE., SUITE 460 <br />DENVER, CO 80206 <br />c <br />W <br />p <br />:� <br />j <br />e <br />i 200211915 <br />N <br />(Jl <br />N <br />4Yl� <br />,Space Above This Line For Recording Data, <br />Z01ca <br />NUMBER: 16600052 <br />N <br />DL`rED OF TRUST <br />_SE 301- <br />CASE <br />6033505 -]03 <br />MIN: 1000303001fifi000509 <br />100030: <br />THIS DEED OF TRUST ( "Security <br />Instrument ") is made on OCTOBER 29, <br />2002 <br />, among the grantor <br />�. <br />RONALD S. ZEPEDA, A SINGLE <br />MAN AND ANDRES S. ZEPEDA, A <br />SINGLE MAN <br />('Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE CO. <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Ina ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender'). Borrower owes Lender the principal sum of <br />FIFTY -EIGHT THOUSAND FIVE HUNDRED THIRTY -SEVEN AND 00 /100 <br />Dollars (U.S. S 58, 537.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />NOVEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), IN BLOCK EIGHTY -FIVE (85), IN WHEELER AND BENNETT'S FOURTH ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 117 WEST 16TH STREET, GRAND ISLAND <br />Nebraska 68801 [Zip Code] ("Property Address "); <br />[Shur cuy], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebrns" Deed of Trust - 2191 <br />ooeuuuai vase I of6 <br />DoCTRDee vac vielpnne <br />