200211900
<br />(C) "Lender" is HOMECOMINGS FINANCIAL NETWORK, INC.
<br />Lender is aCORRORATION
<br />organized and existing under the laws of DELAWARE ,
<br />Lender's addressis 27725 STANSBURY BLVD, SUITE 375
<br />FARMINGTON HILLS, MI 48334
<br />(D)"Trustee" is ATTY. JAMES R. GANZ, A MEMBER OF THE NEBRASKA STATE BAR
<br />ASSOC.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel, (888) 679 -MERS.
<br />(F) "Note" means the promissorynote signed by Borrowerand dated OCTOBER 30TH, 2002
<br />The Note states that Borrower owes Lender FORTY FIVE THOUSAND AND NO 1100
<br />Dollars
<br />(U.S. $ 45, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later tharNOVEMBER 1ST, 2017
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepaymentcharges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br />0 Balloon Rider Planned Unit Development Ride 1 -4 Family Rider
<br />0 VA Rider Biweekly Payment Rider 0 Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (thathave the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all does, fees, assessmentsand other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, paint -of -sale transfers, automatedteller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" meansthoseitems that are describedin Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third parry (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnationor other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentationsof, or omissions as to, the
<br />value and /or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />MFNE7770 (12/00) / 041 - 517366-5 idm.;
<br />(SP-6A)NE) moose 1.y. 2.115 ///���... Form 3026 1/01
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