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200211900 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- BOrtower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />DAVID CALLIHAN - Borrower <br />r <br />(Sea]) <br />IE CALLIHAN - Borzower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />MENEn70(12100) 1 MI- 517366 -5 <br />®-6A(NE) (.00s) Page is of Form 3028 1101 <br />6 <br />