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200211648 <br />7. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />838R (0005) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-3 CPPAn (Seal) <br />ERIC SERRANO - Borrower <br />Page 4 of 4 <br />,pia P st ✓rR .r.o <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3138 1 /01 <br />