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200211570 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) _ _ (Seal) <br />Dean Allen Gerberding orrowcr Borrower <br />Borrower Borrower <br />Below This Line For Acknowledgment <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this October 24, 2002 <br />by Dean Allen Gerberding, an Unmarried Person <br />Signatureo Persontaking` knowwledgment) Devra McElroy <br />(Title or rank) P1 <br />(Serial Number, if any) MEW pgTS , <br />NOTARY MCELROYY lAOY <br />Cant. Eqi. Aug. 25, 2005 <br />NEBRASKA -- Single Family — Fannie MadFreddie Mac UNIFORM INSTRUMENT Form 30281/61 <br />nocurucia (Page 11 112pages) <br />o0 lui vex 02/22 /2000 <br />