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DEED OF TRUST <br />THIS DEED OF TRUST is made this 21st day of October , 2002 among the Trustor, <br />MARK ALLEN RYAN, A SINGLE PERS ON <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />THE SOUTHERLY 51.8 FEET OF LOT 5, IN BLOCK 6, IN RUSSELL WHEELER'S <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />which has the address of 815 N LOCUST <br />Nebraska 68801 (herein "Property Address "); <br />GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 10/21/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 14,225.62 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 10/25/2012 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />�v <br />g <br />C` D <br />_U) <br />in <br />X <br />CD <br />f- <br />LIJ <br />Cry <br />V <br />> <br />uJ <br />Q = <br />CD <br />�- <br />~ <br />J U <br />:n <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 21st day of October , 2002 among the Trustor, <br />MARK ALLEN RYAN, A SINGLE PERS ON <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />THE SOUTHERLY 51.8 FEET OF LOT 5, IN BLOCK 6, IN RUSSELL WHEELER'S <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />which has the address of 815 N LOCUST <br />Nebraska 68801 (herein "Property Address "); <br />GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 10/21/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 14,225.62 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 10/25/2012 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />