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2002 115 10 <br />0123119885 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Prepayment Rider. <br />�' c� (Seal) <br />AJUA(,C MARQUEZ - Borrower <br />(Seal) <br />ERNESTINE MARQUEZ - Borrower <br />Subprime Prepayment (1 -5 yrS) Rider <br />Parity AU - AK, AL, AR, CA, CO, CT, DE, DC, FL, GA, HI, <br />ID, IN, IA, K5, KY, IA, MD, MS, MO, MT, NE, NV, NH, <br />NJ, NM, ND, OK, PA, RI, SD, TN, T%, UT, VT, WA, WY (Page 2 of 2) <br />OCC- NY EC200L Rev. 12/26101 <br />