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200211491 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />M HAEL ALAN VU Borrower <br />Borrower <br />_(Seal) <br />Borrower <br />Borrower <br />(Seal) <br />STA EY LYNN Borrower <br />KALVODA <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this October 15, 2002 <br />by MICHAEL ALAN KALVODA and STACEY LYNN <br />KALVODA, HUSBAND AND WIFE <br />Signature of Person takin ckno edgjment) EDWARD J JAROSIK <br />(Title or rank) A/p/ 4 d 3 6.eg ry 'w6 <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCU iNE r 2 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />_(Seal) <br />Borrower <br />GENERAL NOTARY -Slate o1 Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27. 2003 <br />Form 3028 1/01 <br />