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0 <br />a <br />a <br />M <br />M <br />V? <br />MAfter Recording Return To: <br />M <br />DEFINITIONS <br />[Space Above This Line For Recording Data] d <br />KALVODA <br />DEED OF TRUST Loan Number: 5PT20936 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 15, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL ALAN KALVODA and STACEY LYNN <br />KALVODA, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated October 15, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Five Thousand And 00 /100 <br />Dollars (U.S. $ 105,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2022 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE1 (Page 1 of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />rn <br />n <br />M <br />DZ <br />S <br />_ <br />��' <br />o n <br />° <br />Pq <br />` <br />co <br />CD <br />CD CZ' <br />cli <br />CD <br />CO2. <br />t~ <br />co <br />-r' <br />`. <br />Cp <br />Cn <br />ca <br />200011191 <br />[Space Above This Line For Recording Data] d <br />KALVODA <br />DEED OF TRUST Loan Number: 5PT20936 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 15, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL ALAN KALVODA and STACEY LYNN <br />KALVODA, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated October 15, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Five Thousand And 00 /100 <br />Dollars (U.S. $ 105,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2022 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE1 (Page 1 of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />