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200211444
<br />(C) "Lender "is WASHINGTON MUTUAL BANK, FA
<br />Lenderlsa FEDERAL SAVINGS BANK
<br />organized and existing under the laws of THE UNITED STATES OF AMERICA
<br />Lender's address is 3883 AIRWAY DRIVE, SANTA ROSA, CA 95403
<br />(D) 1'rustee" is i)C, n-
<br />6RP➢�P /TSKADaP /�P$TPP�T TICOR TITLE INSURANCE COMPANY
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation
<br />that is acting solely as a nominee for Lender and Lender's at=ca ura and assigns. MERS is the
<br />beneficiary under this Security Instrument. MFRS is organized and existing under the laws of
<br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel.
<br />(888) 679 -MFRS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 21, 2002
<br />The Vote states that Burrower owes Lender FORTY S I X THOUSAND SEVEN HUNDRED AND
<br />00/100 Dollars
<br />W.S. $ 46,700.00 ) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than NOVEMBER 01 , 2017
<br />(0) "Property" means the property that is described below under the heading "'I ransfer of
<br />Rights in the Property."
<br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and ]ate
<br />charges due under the note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The
<br />following Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider F7 Second Hume Rider
<br />0 Balloon Rider 0 Planned lJnit Development Rider X 1 4 Family Rider
<br />0 VA Rider 0 Biweekly Payment Rider F—] Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes,
<br />regulations, ordinances and administrative rules and orders (that have the effect of law) as well as
<br />all applicable final, non appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and .Assessments" means all dues, fees,
<br />assessments and other charges that are imposed on Borrower or the Property by a condominium
<br />association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction
<br />originated by check, draft, or similar paper instrument, which is initiated through an electronic
<br />terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize
<br />a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or
<br />proceeds paid by any third party (other than insurance proceeds paid under the coverages
<br />described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or
<br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or
<br />default on, the Loan.
<br />mmm
<br />(Ck-GANE) moos, >,r• z er ,e Form 3028 1/01
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