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L <br />F <br />v <br />n <br />n n Z <br />W <br />rA <br />j <br />Jf <br />Cr <br />t N <br />W <br />B <br />A <br />I <br />After Recording Return To: <br />p <br />1 I <br />1 <br />Decision One Mortgage Company, <br />LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />[Space Above This Line For Recording Data] <br />Loan Number 2280020910340 <br />MIN: <br />100077910000036216 <br />sG <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words me defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument' means this document, which is dated OCTOBER 10, 2002, together with all <br />Riders to this document. <br />(B) 'Borrower" is TIMOTHY J. LARRY AND CDRISTI M. LARBY, HUSBAND AND WIFE. Borrower <br />is the truster under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LBIIITED LIABHdTY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is L*, n, 5 t, Ord 1, t l �ad <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, let. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 10, 2002. The Note states <br />that Borrower owes Lender SEVENTY -TWO THOUSAND AND 00 /100ths Dollars (U.S.$72,000.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in hill not <br />later than OCTOBER 16, 2032. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKASin,d F - Fannie MaeN ddie Mac STRUWNT <br />IIIIIIIIIIIIIIIIIIIIIIIII 0I IIIIIIIIIIII <br />5�/ Lincoln, NE 68516 <br />Ok: (402) 423-4700 <br />fax .(402)423 -4721 <br />Form 3028 1 /01 (page I of I3Cages) <br />,1- v ts- <br />