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200211303 <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 of seq.) and its <br />implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to tine, or <br />any additional or successor legislation or regulation that govems the same subject matter. As used in this <br />Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under <br />RESPA. <br />(Q) "Successor in interest of Borrower" means any party [hat has lakes title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Now and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in [mat, with <br />power of sale, the following described property located in the <br />COUNTY REGISTER OF DEEDS Of Hall County <br />[Type of RecoMing Jurisdiction] [Name of Recording Jurisdiction] <br />1.0'1 SIX (6) AND SEVEN (7) AND THE WEST THIRTY -TWO (32) FEET OF LOT EIGHT (8), BLOCK <br />FORTY -SIX (46), CHARLES WASMER'S'THIRD ADDITION TO THE CITY OF GRAND ISLAND, IIALL <br />COUNTY, NEBRASKA. <br />"THIS DEED OF TRUST SECURES AN OPEN END REVOLVING LINE OF CREDIT, SEE ATTACHED <br />HOML EQUITY ACCESS LINT. OF CREDIT RIDER." <br />Parcel ID Number: 400110660 which currently has the address of <br />619 SOUTH CLAY STREET [Street] <br />GRAND ISLAND [City], NE [State] 68803 [Zip Code] <br />( "Property Address "): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instmmcnt. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of <br />record. Borrower warrants and will defend generally the title to the Property against all claims and demands, <br />subject to any encumbrances ofrecord. <br />TIIIS SECURITY iNSTRIIMFNT combines uniform covenants for national use and non - uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />Initials <br />4k fi(NCJ , 5, Page 3 of 15 4 Form 3028 1 /01 <br />