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200211303
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200211303
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Last modified
10/15/2011 8:13:10 AM
Creation date
10/22/2005 10:10:11 PM
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DEEDS
Inst Number
200211303
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WELLS <br />FARGO <br />200211303 Home Equity Access Line Rider <br />(Open End Credit with variable rate interest) <br />This Home Equity Access Line Rider is dated 9/25/2002 and is an amendment to the Mortgage or Deed of Trust <br />( "Mortgage ") of the same date given by the undersigned ( "Borrower') to secure Borrower's Home <br />Equity Access Line Agreement with: <br />WELLS FARGO BANK NEBRASKA, N.A. <br />( "Lender') <br />of the same data covering the property described in the Mortgage and located at- <br />619 SOUTH CLAY STREET GRAND ISLAND NE 68803 <br />In addition to the covenants and agreements made in the Mortgage, Borrower and Lender further caveman and agree as follows: <br />I. The word "Note," as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br />2. The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the <br />Mortgage as the principal sum ofthc indebtedness is the credit limit fur the line of credit. All advances made at any time <br />by Lender in accordance with the terms of the Note, and all interest on the advances, shall he secured by the Mortgage. <br />However, at no time shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced <br />in accordance with the mortgage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br />3. The Nnte provides tor: <br />a Variable rate of interest expressed as a daily periodic rate equal to 1/365 of an annual rate of .25 % <br />plus the "Index Rate." <br />The daily periodic rate may increase if <br />THE HIGHEST PRIME RATE PUBLISHED IN THE <br />WALL STREET JOURNAL'MONEY RATES' TARIT <br />(the "Index Rate ") increases. The initial daily periodic rate is 0.013699 %. This corresponds to an annual percentage rate <br />of 5.00 %. The annual percentage mu: will never be more than 18.00 % _ The daily periodic rate will be adjusted on the first <br />business day of every month, using the Index Rate in effect on the last business day of the prior month. An increase in the daily <br />periodic rate may increase the monthly payment due. <br />NOTICE: TIIIS MORTGAGE SECURES CREDIT IN THE AMOUNT OF $80,000.00. <br />LOANS AND ADVANCES UP TO THIS AMOUNT, TOGETHER WITH INTEREST, ARE SENIOR TO INDEBTEDNESS TO <br />OTHER CREDITORS UNDER SUBSEQUENTLY RECORDED DOOR FILED MORTGAGES AND LIENS. <br />Biroower'ssignatore DAVID PGALL Co- Borrower's signature KARFN FGAL I. <br />Other Borrowe l other Borrower*2 <br />rigmlurr signature <br />W 12713 (6 -99- 10379 -J) P2 2M22552900277 <br />
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