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DEFIN I'FIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain roles regarding the usage of words used in this document arc also provided in Section 16. 1121101. (A) "Security Instrument' means this document, which is dated Oc[oberl - 2002, together with all Riders to this document. (B) "Borrower" is Bernhard H. Butcher and Doris E. Butcher. Borrower is the [ms[or under this Security Instrument. (C) "Lender" is Citibank, F.S.B.. Lender is a Bank organized and existing under the laws of the United States. Lender's address is 12855 N. Outer 40 Drive, Saint Louis, MO 63141. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First American Title Company. 1-7, '& (E) "Note" means the promissory note signed by Borrower and dated October 3,R'2002. The Note states thatBorrower owes Lender One Hundred Thirty One Thousand One Hundred Dollars (U.S. $131,100.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 11/01/2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (F) "Riders" means all Riders to this Sucurity Instrument that are executed by Borrower. The following Riders are to be executed by Burrower: NEBRASKA - Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 ,)101 C3028- 12/06/2000 [0020003977541 Page 1 of 11 InI6al5: R in S n Z m z o >w a r Recordation Requested by: Citibank, F.S.B. N `, 12855 North Outer 40 Drive ? A �A m p St. Louis, MO 63141 When Recorded Mail m: Citibank, F.S.B. P.O. Box 9206 Mail Station 81026 Farmington Hills, MI 48333 -9206 Send Tax Notices to: Citibank, F.S.B. 15851 Clayton Road MS 309 Ballwin, MO 63011 S� [8,eac Above This Line For Recardiqr Dalai Loan No 002000397754 DEED OF TRUST DEFIN I'FIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain roles regarding the usage of words used in this document arc also provided in Section 16. 1121101. (A) "Security Instrument' means this document, which is dated Oc[oberl - 2002, together with all Riders to this document. (B) "Borrower" is Bernhard H. Butcher and Doris E. Butcher. Borrower is the [ms[or under this Security Instrument. (C) "Lender" is Citibank, F.S.B.. Lender is a Bank organized and existing under the laws of the United States. Lender's address is 12855 N. Outer 40 Drive, Saint Louis, MO 63141. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First American Title Company. 1-7, '& (E) "Note" means the promissory note signed by Borrower and dated October 3,R'2002. The Note states thatBorrower owes Lender One Hundred Thirty One Thousand One Hundred Dollars (U.S. $131,100.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 11/01/2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (F) "Riders" means all Riders to this Sucurity Instrument that are executed by Borrower. The following Riders are to be executed by Burrower: NEBRASKA - Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 ,)101 C3028- 12/06/2000 [0020003977541 Page 1 of 11 InI6al5: R