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Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is Conearcial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Be. 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated October 11, 2002 The Note states that Borrower owes Lender Fifty -Four Thousand And 00 /100 Dollars (U.S. $ 54,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA - Single Family -- Fannie Maeffreddie Mar UNIFORM INS I RUMEN 'I Form 3028 Into .11,11" (Pagel Jl2 pagea/ accorxay.vrx ,Ilsllstls C) n �N o T i T N a 7 p n n z 2 Y =i M M Z a3 to r 1 N M z M After Recording Return To: o G m M CO) �ss0 Space Above This Line For Recording Data] DEED OF TRUST can NnmCe =: 5PT20714 Parcel Nvmbe =: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 11, 2002 together with all Riders to this document. (B) "Borrower" is Barbara A. Lewis, A Single Person Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is Conearcial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Be. 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated October 11, 2002 The Note states that Borrower owes Lender Fifty -Four Thousand And 00 /100 Dollars (U.S. $ 54,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA - Single Family -- Fannie Maeffreddie Mar UNIFORM INS I RUMEN 'I Form 3028 Into .11,11" (Pagel Jl2 pagea/ accorxay.vrx ,Ilsllstls