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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, IS, 20
<br />- and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..... ............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is Cynthio.A,O.arnhoff,ASingle Pe[ son....._ .......... ............................... .._...__..._.......... ......__. _..
<br />.........._....._............_ ....................... ...... .................. .................... ...... . ..........................................
<br />....
<br />Ho¢owe, is the tmstor under this Security Instrument.
<br />(C) "Lender" is H, C,( Itoge8ank__.... ....... ...................... .................... ........ ............. .... ._....... ..... ............
<br />Lender is a .0.0 11914I00 .......... .. .. ........... ... .......................... organized and existing under
<br />the laws of Abe slate Ot.Ne HAAR. ...... ... Lender's address is P. N. N9Ith Webb Road P,0,.B9d.B]38,
<br />Grentl .ls.Land..NE..G9.9V.2......... _....... .............................
<br />............................................... ...............................
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TierOne ,.Bank ....................... _... ........... ............................ ..._._................ ..... .......
<br />(E) "Note" means the promissory now signed by Borrower and dated 1045' 200..2 ..................... I .......... ......... ._.... . The
<br />Note states mat Borrower owes Lender ]ALlµ.three.tba93and.thr9.a hURdred. and. n9Ll0( 1............_ ......... ...............................
<br />_ ........... ............................... Dollars (U.S. $ .................. ) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 11-0):20,02 ................. .
<br />.......__..._ ....................._....._...._._....—.......................... ....................._._..._... _._.........................
<br />(F) "Property" means the property that is described below under the heading "Transfef of Rights in the Property. "
<br />(G) "Corn" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all ,urns due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .........._ ..........
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stale Had local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nun - appealable judicial opinions.
<br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessment, and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(E) "Electronic Funds Teamster" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to dchit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Itevms" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destmetion of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; of (iv)
<br />misrepresentations of, of emissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insumuce protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest undo the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RF,SPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to tune, of any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RF.SPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Ihstrumem.
<br />Farm 3028 1101
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT III IIII IIII II IIII I'IIII
<br />Banker¢Sy¢nmp Inc.. 54 elmd. MN roam.g I Nc ell] /pOOo
<br />nP. v2001 (Iage I "f rper.) J n 2 N 0
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<br />N DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, IS, 20
<br />- and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..... ............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is Cynthio.A,O.arnhoff,ASingle Pe[ son....._ .......... ............................... .._...__..._.......... ......__. _..
<br />.........._....._............_ ....................... ...... .................. .................... ...... . ..........................................
<br />....
<br />Ho¢owe, is the tmstor under this Security Instrument.
<br />(C) "Lender" is H, C,( Itoge8ank__.... ....... ...................... .................... ........ ............. .... ._....... ..... ............
<br />Lender is a .0.0 11914I00 .......... .. .. ........... ... .......................... organized and existing under
<br />the laws of Abe slate Ot.Ne HAAR. ...... ... Lender's address is P. N. N9Ith Webb Road P,0,.B9d.B]38,
<br />Grentl .ls.Land..NE..G9.9V.2......... _....... .............................
<br />............................................... ...............................
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TierOne ,.Bank ....................... _... ........... ............................ ..._._................ ..... .......
<br />(E) "Note" means the promissory now signed by Borrower and dated 1045' 200..2 ..................... I .......... ......... ._.... . The
<br />Note states mat Borrower owes Lender ]ALlµ.three.tba93and.thr9.a hURdred. and. n9Ll0( 1............_ ......... ...............................
<br />_ ........... ............................... Dollars (U.S. $ .................. ) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 11-0):20,02 ................. .
<br />.......__..._ ....................._....._...._._....—.......................... ....................._._..._... _._.........................
<br />(F) "Property" means the property that is described below under the heading "Transfef of Rights in the Property. "
<br />(G) "Corn" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all ,urns due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .........._ ..........
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stale Had local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nun - appealable judicial opinions.
<br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessment, and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(E) "Electronic Funds Teamster" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to dchit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Itevms" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destmetion of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; of (iv)
<br />misrepresentations of, of emissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insumuce protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest undo the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RF,SPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to tune, of any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RF.SPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Ihstrumem.
<br />Farm 3028 1101
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT III IIII IIII II IIII I'IIII
<br />Banker¢Sy¢nmp Inc.. 54 elmd. MN roam.g I Nc ell] /pOOo
<br />nP. v2001 (Iage I "f rper.) J n 2 N 0
<br />
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