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200211`t4g <br />240809432 <br />(C) "Lender" is <br />CENTEX HOME EQUITY COMPANY, LLC <br />Lender is A LIMITED LIABILITY COMPANY <br />organized and existing wider the laws of THE STATE OF DELAWARE <br />Lender's address is 2828 NORTH HARWOOD <br />DALLAS. TX 75201 -1516 <br />Lender is the beneficiary under this Security hsstmment. <br />(D) "Trustee" is <br />MELISSA L. SCHOTT 1627 E. MILITARY AVE. SUITE 20 FREMONT, NE 68025 -5463 <br />(E) "Note" means the promissory note signed by Borrower and dated 10/15/2002 <br />The Note states that Borrower owes Lender <br />FORTY FIVE THOUSAND NINE HUNDRED & 00 /100 Dollars <br />(U.S. $ 45, 900.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than 11/01/2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under [tie Note, and all sums due wider this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider 0 Condominium Rider Ll Second Home Rider <br />El Balloon Rider El Planned Unit Development Rider L-7 1-4 Family Rider <br />E VA Rider LJ Biweekly Payment Rider El Other(s) [specify] <br />(1) "Applicable Law" means all contrdling applicable federal, slate said local statutes, regulations, <br />ordinances and administrative rules and orders (that have die effect of law) as well as all applicable foal, <br />non appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments mid other <br />charges that are imposed on Borrower or the Property by a condonwdama association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" nneans any transfer of hands, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />mansacdom, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellanea. Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; <br />(iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and /or <br />condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />mxne: / %.S <br />—6(NE) mama ruse]"ns r"rm3028 1 /01 <br />