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200211172 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: Y <br />43k6INE) (0005) <br />(Seal) <br />aorrewer <br />(Seal) <br />aoROwer <br />(Seal) <br />Bu—r r <br />/r/¢ •��/e°sC//C /o /v %�s -�.�� <br />eel rZ <br />CRESENCIO GUTIERREZ <br />- aorrower <br />AKA CRESCENCIO GUTIERREZ <br />AKA CRESENCIO G HERNANDEZ <br />Mur10. L ZoJi-tCF ✓cZ <br />K�(O, Mari Cn +mew <br />�`�rra �c� <br />(Seal) <br />MARIA C GUTIERREZ <br />- aorrower <br />AKA MARIA CARMEN HERNANDEZ <br />(Seal) <br />-Burrower <br />(Seal) <br />Borrower <br />(Seal) <br />[brrnwer <br />P,14 uf 15 <br />229245 <br />Form 3828 1181 <br />