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DEED OF TRUST
<br />Loan No: 206052 200211157 (Continued) Page 2
<br />Hazardous Substance on, under, about or to= the Property; and of any such activity shall be conducted in compliance with all applicable
<br />federal, state, and local laws, regulations and ordinances, including without limitation all Environmental Laws. Trustor astral Lender and
<br />IN agents Is enter upon the Property to make such Inspections and tests, at Trustor's expense, as Lender may tleero appropriate to
<br />determine compliance of the Property with this section of Me Deed of Trust. Any inspections or tests made by Lender shall be for Lenders
<br />purposes only and shall not be construed to create any responsibility or liability on Me part of LaMar to Trustor or to any other person. The
<br />representations and warranties contained herein are based on Trustor's due diligence in investigating the Property for Hazardous
<br />Substances. Trustor hereby (1) releases antl waives any future claims against Lender for indemnity or contribution in the event Truster
<br />becomes liable for cleanup or other costs under any such laws; and (2) agrees to indemnify and hold harmless Lender against any and all
<br />claims, losses, liabilities, damages, penalties, and expenses which Lender may directly or indirectly sustain or suffer resulting from a breach
<br />of Mis section of Me Deed of Trust or as a consequence of any use, generation, manufacture, storage, disposal, release or threatened
<br />release occurring prior M Trustor's ownership or interest in Me Properly, whether or not the same was or should have been known fo Truster.
<br />The provisions of this section of the Deed of Trust, including the obligation to indemnify, shall survive the payment of Me Indebtedness and
<br />Me satisfaction and raconveyance of Me lien of this Deed of Trust and shall not be affected by Lender's acquisition of any interest in Me
<br />Property, whether by foreclosure or otherwise.
<br />Nuisance, Waste. Truster shall not cause, conduct or permit any nuisance nor commit, permit, or suffer any stripping of or waste on or to
<br />Me Property or any portion of Me Property. Without limiting to generality of Me foregoing, Trustor will not remove, or grant to any other
<br />Party the right to remove, any timber, minerals (including oil and gas), coal, clay, scoria, soil, gravel or rock products without Lender's prior
<br />written consent.
<br />Removal of Improvements. Trustor shall not demolish or remove any Improvements from the Real Property without Lender's prior written
<br />consent. As a condition to the removal of any Improvements, Lender may require Trustor to make arrangements satisfactory to Lender to
<br />replace such Improvements with Improvements of at least equal value.
<br />Lender's Right to Enter. LaMar and Lender's agents and representatives may enter upon the Real Property at all reasonable times to
<br />attend to Lenders interests and to inspect Me Real Property for purposes of Trustor's compliance with the terms and conditions of this Dead
<br />of Trust.
<br />Compliance with Governmental Requirements. Trustor shall promptly comply with all laws, ordinances, and regulations, now or hereafter
<br />in effect, of all governmental authorities applicable to the use or occupancy of the Property, Including without limitation, the Americans With
<br />Disabilities Act. Trustor may contest in good faith any such law, ordinance, or regulation and withhold compliance during any proceeding,
<br />including appropriate appeals, so long as Trustor has nothed Lender in writing prior to doing so and so long as, in Lender's sole opinion,
<br />Lender's interests in the Property are not jeopardized. Under may require Trustorfo post adequate security or surety bond, reasonably
<br />satisfactory W Lender, to protect Lender's interest.
<br />Duty to Protect Trustor agrees neither to abandon or leave unattended the Property. Trustor shall do all other acts, in addition to those
<br />acts set form above in Mrs section, which from the character and use of the Property are reasonably necessary to protect and preserve Me
<br />Property,
<br />TAXES AND LIENS. The following provisions relating to the Wes and liens on the Property are part of this Dead of Trust:
<br />Payment. Trustor shall pay when due (and in all events prior to delinquency) all taxes, special taxes, assessments, charges (including water
<br />and sewer), fines and impositions levied against or on account of the Property, and shall pay when due all claims for work done on or for
<br />services rendered or material furnished to the Property. Trustor shall maintain the Property free of all liens having priority over or equal to Me
<br />interest of Lender under this Dead of Trust, except for Me lien of Were and assessments not due, except for the Existlng Indebtedness
<br />referred to below, and except as otherwise provided in this Dead of Trust.
<br />Right to Contest. Trustor may withhold payment of any tax, assessment, or claim in corcmdon with a good faith dispute over Me obligation
<br />to pay, so long as Lender's interest in the Property is not jeopardized. If a lien arises or is filed as a result of nonpayment, Truster shall within
<br />fifteen (15) days after Me lien arises or, if a lien is filed, within fifteen (15) days after Trustor has home of Me filing, secure the discharge of the
<br />lien, or if requested by Lender, deposit with Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender in an
<br />amount sufficient to discharge no Iran plus any costs and attorneys' fees, or other charges that could accrue as a result of a foreclosure or
<br />sale under Me lien. In any contest, Trustor shall defend itself and Lender and shall satisfy any adverse judgment before enforcement against
<br />the Property. Trustor shall name LaMar as an additional obligee under any surety bond furnished in the contest proceedings.
<br />Evidence of Payment Trustor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes or assessments and shall
<br />authorize Me appmpriate governmental official to deliver to Lender at any time a written statement of Me taxes and assessments against the
<br />Property.
<br />Notice of Commutation. Trustor shall notify LaMar at least fifteen (15) days before any work is commenced, any services are furnished, or
<br />any materials are supplied to the Property, if any mechanic's lien, materialmen's lien, or other lien could be asserted on account of the work,
<br />services, or materials. Trustor will upon request of Lender furnish to Lender advance assurances satisfactory to Lender Mat Truster can and
<br />will pay Me cost of such improvements.
<br />PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a can of this Dead of Trust.
<br />Maintenance of Insurance. Trustor shall procure and maintain policies of fire insurance with standard extended coverage endoreements on
<br />a fair value bears for the full insurable value covering all Improvements on the Real Property in an amount sufficient M avoid application of
<br />any coinsurance clause, and with a standard mortgagee clause in favor of Lender. Trustor shall also procure and maintain comprehensive
<br />general liability insurance in such coverage amounts as Lender may request with Trustee and Lender being named as additional insureds in
<br />such liability insurance policies. Additionally, Trustor shall maintain such other insurance, including but not limited to hazard, business
<br />interruption, and dollar insurance, as Under may reasonably require. Policies shall be written in form, amounts, coverages and basis
<br />reasonably acceptabe to Lender and issued by a company or companies reasonably acceptable to Lepder. Truster, upon request of
<br />LaMar, will deliver to LaMar from time to time the policies or certificates of insurance in form satisfactory to Lender, including stipulations
<br />Mat coverages will not be cancelled or diminished without at least ten (10) days prior written notice to Lender. Each insurance policy also
<br />shall include an endorsement providing that coverage in favor of Under will not he impaired in any way by any act, omission or default of
<br />Trustor or any other person. Should Me Real Property be located in an area designated by the Director of Me Federal Emergency
<br />Management Agency as a special flood hazard area, Truster agrees to obtain and maintain Federal Flood Insurance, if available, within 45
<br />days after notice is given by Lender that the Property is located in a special flood hazard area, for the full unload principal balance of the loan
<br />and any prior liens on Me property securing Me loan, up In Me maximum policy limits set under the National Flood Insurance Program, or as
<br />otherwise required by LaMar, and to maintain such insurance for the term of Me loan.
<br />Application of Proceeds. Trustor shall promptly notify Lender of any loss or damage to Me Property. Lender may make proof of loss rf
<br />Trustor fails to do so within fifteen (15) days of Me casualty. Whether or not Lenders security is impaired, Lender may, at Lenders election,
<br />receive and retain Me proceeds of any insurance and apply Me proceeds to the reduction of Me Indebtedness, payment of any lien affecting
<br />the Property, or Me restoration and repair of the Property. If Lender elects to apply the proceeds to restoration and repair, Trustor shall
<br />repair or replace the damaged or destroyed Improvements in a manner satisfactory to LaMar. LaMar shall, upon satisfactory proof of such
<br />expenditure, pay or reimburse Trustor from Me proceeds for Me reasonable cost of repair or restoration M Trustor is not in default under this
<br />Deed of Trust. Any proceeds which have not been disbursed within 180 days after their receipt and which Lender has not committed! to Me
<br />repair or restoration of the Property, shall be used first to pay any amount owing to Under under this Deed of Trust, then to pay accrued
<br />interest, and the remainder, rf any, shall be applied to the principal balance of the Indebtedness. It Lender holds any proceeds after payment
<br />in full of Me Indebtedness, such proceeds shall be paid to Trustor as Trustors interests may appear.
<br />Compliance with Existing Indebtedness. During Me period in which any Existing Indebtedness described below is in effect, compliance
<br />with the insurance provisions contained in the instrument evidencing such Existing Indebtedness shall constitute compliance with the
<br />insurance provisions under this Dead of Trust, to the extent compliance with Me terms of this Deed of Trust would constitute a duplication of
<br />insurance requirement. If any proceeds from the insurance become payable on loss, the provisions in this Deed of Trust for division of
<br />proceeds shall apply only to Mat portion of the proceeds not payable to the holder of Me Existing Indebtedness.
<br />Trustor's Report on Insurance. Upon request of Lender, however not more than once a year, Trustor shall furnish to LaMar a report on
<br />each existing policy of insurance showing: (1) Me name of the insurer; (2) the risks Insured; (3) the amount of the policy; (4) Me
<br />property insured, the then current replacement value of such property, and Me manner of determining that value; and (5) the expiration
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