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DEFINITIONS
<br />Wards used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 2 L Certain rates regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ... ................. 10,- 01: z0 ,0,$,_,,,,,_ .......... together
<br />with all Riders to this document.
<br />(B) "Borrower" is Jack.luthand.danlGe lo( h. Hushz7ld. dnd. W.. ife ................................................. ...............................
<br />...... . ... ... ................... ............................ ........................ .................. ................... .................. . ......
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is ,H„eritage Bank .................................................................................. ........_._....................
<br />Lender is a. OArpprdti. 11B ....................................................... ........_..................._._ organized and existing under
<br />the laws of . the A 40A. RebrAft ......... ............................... . Lender's address is ..1333, North Webb Retail, P.O,., Bgx,5,1,38,
<br />Grand I ?Land NE 6880.2.... .. .. ... .................. ............ .......... ................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank.1333N,Wehb.Boad,,G,rand Island, NE 68802 -5138
<br />(E) "Note" means the promissory note signed by Borrower and dated ........ .............................. _...... . The
<br />Note states that Borrower owes Lender Ihifly. fantthep5a0f] And. untl0. 0 .............. ..._............... ............
<br />........................
<br />... . ... .._ ........................ I .......... .... Dollars (U.S. $ J4, 0„0,0;08.,,,,,,,.,,,,,,,.,,..) plus interest, Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .. ....... ............ ik.Ot,NOO2...................
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and Tate charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(IL) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rule Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider [M Other(s) [specify] Npn;0,wner „_......
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider occupancy
<br />(p "Applicable Law” means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nou-appealable judicial opinions.
<br />(.n "Community Association (Ales, Fees, and Assessments" means, all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association mr similar organization.
<br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so a% to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />paint -of -sale transfers, automated teller machine transactions,, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage'to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" mean insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" mean the Real Estate Settlement Procedures Act (12 U.S.C. 82601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.Y.R. Part 3500), as they might be amended from time to lime, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" mean any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligation under the Note and /or this Security Instrument.
<br />F.,. 3028 1/01
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IIIIV IIIIIIINI
<br />IIIII ae ,ema, aClotl. MN FO,m MD -0 NE 811712000 n1 112.01
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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Wards used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 2 L Certain rates regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ... ................. 10,- 01: z0 ,0,$,_,,,,,_ .......... together
<br />with all Riders to this document.
<br />(B) "Borrower" is Jack.luthand.danlGe lo( h. Hushz7ld. dnd. W.. ife ................................................. ...............................
<br />...... . ... ... ................... ............................ ........................ .................. ................... .................. . ......
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is ,H„eritage Bank .................................................................................. ........_._....................
<br />Lender is a. OArpprdti. 11B ....................................................... ........_..................._._ organized and existing under
<br />the laws of . the A 40A. RebrAft ......... ............................... . Lender's address is ..1333, North Webb Retail, P.O,., Bgx,5,1,38,
<br />Grand I ?Land NE 6880.2.... .. .. ... .................. ............ .......... ................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank.1333N,Wehb.Boad,,G,rand Island, NE 68802 -5138
<br />(E) "Note" means the promissory note signed by Borrower and dated ........ .............................. _...... . The
<br />Note states that Borrower owes Lender Ihifly. fantthep5a0f] And. untl0. 0 .............. ..._............... ............
<br />........................
<br />... . ... .._ ........................ I .......... .... Dollars (U.S. $ J4, 0„0,0;08.,,,,,,,.,,,,,,,.,,..) plus interest, Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .. ....... ............ ik.Ot,NOO2...................
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and Tate charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(IL) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rule Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider [M Other(s) [specify] Npn;0,wner „_......
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider occupancy
<br />(p "Applicable Law” means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nou-appealable judicial opinions.
<br />(.n "Community Association (Ales, Fees, and Assessments" means, all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association mr similar organization.
<br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so a% to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />paint -of -sale transfers, automated teller machine transactions,, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage'to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" mean insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" mean the Real Estate Settlement Procedures Act (12 U.S.C. 82601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.Y.R. Part 3500), as they might be amended from time to lime, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" mean any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligation under the Note and /or this Security Instrument.
<br />F.,. 3028 1/01
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IIIIV IIIIIIINI
<br />IIIII ae ,ema, aClotl. MN FO,m MD -0 NE 811712000 n1 112.01
<br />(tvgel o(9pa8tr) J n 2 R 0
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