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<br />If Lender carries" this option, Lender shall give Borrower notice of acceleration. The notice shalt provide a period of
<br />not his than 30 days from the date the notice is given in accordance with Section l5 within which Borrower must pay all sums
<br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lcndcr may
<br />invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the
<br />right to have enforcement of this Security Instrument discontinued at any lime prior to the earliest of: (a) five days before sale
<br />of the Property pursuant to any power of sale contained in this Security Instrument (b) such other period as Applicable Law
<br />might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument_
<br />Those conditions are that Borrower: (a) pays Lender all sumo which then would be due under this Security Instrument and the
<br />Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses
<br />incurred in enforcing this Security Instrument, including, but rot limited to, reasonable attorneys' fees, property inspection and
<br />valuation fecy and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this
<br />Security lust[dmuLL; cad (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property
<br />and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall
<br />continue unchanged. Lender may require that Borrower pay such reinstatement Suns and expenses in one or more of the
<br />following forms, as selected by Lender (a) cash; (b) money order, (c) certified check, bank check, treasurer's check or
<br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency,
<br />instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and
<br />obligulions summed hereby shall regain fully effective as if no acceleration had occurred. however, this right to reinstate shall
<br />not apply in the case of acceleration under Section l8.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance, The Now or a partial inlerret in the Non: (together
<br />with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change
<br />in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security lustrummct
<br />and performs other mortgage loan servicing obligations notice the Note, this Security Instrument, and Applicable Law. There
<br />also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will he given written notice of the change which will state the name and address of the new Loan Servicer,
<br />the address to which payments should be made and any other information RESPA requires in connection with a notice of
<br />nansfi r of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the
<br />Note, the uegtgage ban servicing obligations to Borrower will rmnain with the Loan Servicer or he transferred to a successor
<br />Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Now purchaser.
<br />Neither Borrower nor Lender may commence, join, or bejoined to any,judicial action (as either an individual litigant or
<br />the member of a class) that arises from the other parry's actions pursuant to this Security Instrument or that alleges that the
<br />other party has breached any provision of, or any duty owed by reason of, this Security Instrument, and such Borrower or
<br />Leader has notified the other parry (with such notice given in compliance with the requirements of Section 15) of such alleged
<br />breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action If
<br />Applicable Law provides a Large period which must elapse before certain auhon can he taken, that time period will be deemed to
<br />be reasonable fur purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to
<br />Seth.. 22 read the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and
<br />opportunity to lake corrective action provisions of this Section 20,
<br />21. Hazardous Substances. As used in flits Section 21: (a) "Hazardous Substances' are those substances defined as
<br />toxic or hazardous substances, pollumars, or wastes by Environmental Law and the following substances: gasoline, kerosene,
<br />other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, and radioactive materials; (b) "Fnvirmuocrout Law" means federal laws and laws of the jurisdiction where the
<br />Property is located that rclalc to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, car removal action, as defined to Envirunmcnlal Law; and (d) an "Environmcmal Condition" means a
<br />condition that can cause, contribute to, or otherwise trigger an Eavimumennrl Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any hazardous Subslaaccs, or
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do,
<br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates so Environmental
<br />Condition, or (e) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely
<br />affects the value of the Property. The per eeding two sentences .shall not apply to the presence, use, or storage on the Property
<br />of small quantities of Hazardous Substages that are generally recognized to be appropriate to normal residential uses and to
<br />ngeintugnc, of the Property (including, but not limited to, hazardous substances in coasaier products).
<br />Borrower shall promptly give Leader written notice of (a) any investigation, claim, demand, lawsuit or other action by
<br />any governmental or regulatory agency or private parry involving the Property and any Hazardous Substance or Environmental
<br />Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited no, any spilling,
<br />leaking, discharge, release or threat of release of any hazardous Substance, and (c) any condition caused by the presence, use
<br />or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any
<br />governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
<br />affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with
<br />Eric irnnmemal law, Nothing herein shall create any obligation on Lender for an Environmental Cleanup,
<br />NON - UNIFORM COVENANTS. Borrower and Leader further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's
<br />breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless
<br />Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default;
<br />(r) a date, not less than 30 days from the date the notice is given to Borrower, by which the default mast be cured; and
<br />(d) that t'ailure, to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br />secured by this Security Instrument and sale of the Properly. The notice shall further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the run - existence of a default or any other
<br />defense of Borrower to acceleration and sale. H the default is at cured on or before the dale specified in the notice,
<br />Leader at its option may require immediate payment in full of all sums secured by this Security Instrument without
<br />further demand and may invoke the power of sale and any other comedies permitted by Applicable Law. Lender shall be
<br />untitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited
<br />to, reasonable attorneys' fees and costs of title evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />Property is located and shall mail copies of such notice in the mercer prescribed by Applimble Law to Borrower mid to
<br />the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall give public
<br />notice of sale to the persons and in the manner prescribed by Applicable law. Trustee, without demand on Borrower,
<br />shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the
<br />notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel
<br />of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee
<br />may purchase the Property of any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the
<br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of
<br />sale, ad the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees as
<br />permitted by Applicable Law; (b) to all suvns secured by this Security Instrument; and (c) any excess to the person or
<br />persons legally entitled to it.
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT F.,- 3028 1 101
<br />i/
<br />Bunkors Sysmms.Inc., St LIwtl. MN Poem Mn -1- NEB /1J /2000 ( /nAe (nf 7 /mNm9 ( _
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