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<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section Ili.
<br />(A) "Security Instrument" means this document, which is dah:d .._ ............ 10: 09,2092..__..._.__._...__., together
<br />with all Riders to this document.
<br />(B) "Borrower" is 3effrev King and Jennifer Kinil,,Hushznd And. Wit. e ............................................ ...............................
<br />................................... ...............................
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is Heritage Bank,,,,,,,,,,,,,,
<br />Leader is a GArpWAi. 4n ........................ ........................ organized and existing under
<br />the laws of . 11cagi al B9f. Nehreses ...................................... Leader's address is .. 133,3. N9ftfl w.ghf{gead, P.,O:.O.ea.0.13. @.
<br />GrandIsland,.NE. 88802 ....... ........ .......... ....... . .............................. ..._.. ....
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank, 1333, N; WehhHASd..Grend Island, NE.. B8802�5138........ ._._. __...__.,..._._......
<br />..,.,.....
<br />(F.) "Note" means the promissory note signed by Borrower and dated A09:402 ......... ......... ........ The
<br />Note states that Borrower owes Lender One, hen ci ted i111µ thousand save❑ bun dtedli tg and. B. 41100 .... ._ . .... .. ...... .--- .-- .... _.
<br />......... ......... ................_.............. Dollars (U.S. a .150,750.64___ „,,,1 -- ,,..) plus interest. Borrower has promised to
<br />pay Ihis debt in regular Periodic Payments and to pay the debt in full not later than .....................10:.0 J:20[15...................
<br />in "Property” means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Luau" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sum due under this Security Instrument, plus interest.
<br />(H) "Riders" means al[ Riders to this Security Instrument that arc executed by Burrower. The following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second [Tome Rider
<br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .. ................. ....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, run, appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, sssessmcnls and )the, charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(fi) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow items" means those items that arc described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destructiuu of, the
<br />P ... pcdy; (ii) condunnation or other taking of all or any part of the Property; (iii) conveyance in lieu of oondcmnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(I) "Mortgage Insurance" means imumnce protecting Lender against the nonpayment of, or default on, the Loam
<br />(0) "Periodic Payineut" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) guy
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Fsate Settlement Procedures Act (12 TLS.❑. 42601 a seq.) and its implementing regulation,
<br />[regulation X (24 CI'_R_ Part 3511(1), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to Al requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RBSPA.
<br />((y "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT III VIII [III II [III [III [III
<br />an ar.5ysamx, Inc., S' Clete, MN Ferro Mc 1 or slill30Ic
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<br />DEED
<br />OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section Ili.
<br />(A) "Security Instrument" means this document, which is dah:d .._ ............ 10: 09,2092..__..._.__._...__., together
<br />with all Riders to this document.
<br />(B) "Borrower" is 3effrev King and Jennifer Kinil,,Hushznd And. Wit. e ............................................ ...............................
<br />................................... ...............................
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is Heritage Bank,,,,,,,,,,,,,,
<br />Leader is a GArpWAi. 4n ........................ ........................ organized and existing under
<br />the laws of . 11cagi al B9f. Nehreses ...................................... Leader's address is .. 133,3. N9ftfl w.ghf{gead, P.,O:.O.ea.0.13. @.
<br />GrandIsland,.NE. 88802 ....... ........ .......... ....... . .............................. ..._.. ....
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank, 1333, N; WehhHASd..Grend Island, NE.. B8802�5138........ ._._. __...__.,..._._......
<br />..,.,.....
<br />(F.) "Note" means the promissory note signed by Borrower and dated A09:402 ......... ......... ........ The
<br />Note states that Borrower owes Lender One, hen ci ted i111µ thousand save❑ bun dtedli tg and. B. 41100 .... ._ . .... .. ...... .--- .-- .... _.
<br />......... ......... ................_.............. Dollars (U.S. a .150,750.64___ „,,,1 -- ,,..) plus interest. Borrower has promised to
<br />pay Ihis debt in regular Periodic Payments and to pay the debt in full not later than .....................10:.0 J:20[15...................
<br />in "Property” means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Luau" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sum due under this Security Instrument, plus interest.
<br />(H) "Riders" means al[ Riders to this Security Instrument that arc executed by Burrower. The following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second [Tome Rider
<br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .. ................. ....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, run, appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, sssessmcnls and )the, charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(fi) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow items" means those items that arc described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destructiuu of, the
<br />P ... pcdy; (ii) condunnation or other taking of all or any part of the Property; (iii) conveyance in lieu of oondcmnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(I) "Mortgage Insurance" means imumnce protecting Lender against the nonpayment of, or default on, the Loam
<br />(0) "Periodic Payineut" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) guy
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Fsate Settlement Procedures Act (12 TLS.❑. 42601 a seq.) and its implementing regulation,
<br />[regulation X (24 CI'_R_ Part 3511(1), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to Al requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RBSPA.
<br />((y "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT III VIII [III II [III [III [III
<br />an ar.5ysamx, Inc., S' Clete, MN Ferro Mc 1 or slill30Ic
<br />r,f irzool Ix,, I%f7 Nge +) o 3 2 A c
<br />
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