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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated ........................10:08: RP0R ............................, together <br />with all Riders to this document. <br />(B)'Borrowel' is CRAIG M:.MCINTYNE ANO.AMY,M.M„CI,NT,YRE,.A. SINGLE P. ERSON ......... ..... ........ .._..................................... <br />.......................................................................................................................... ............................... . <br />Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is PINNACLEBARK. CENTR,AL.CITY <br />Lender is a . CR. RPARATION .......................................................... ............................... organized and existing under <br />the laws of .THE.STATE OE NEBRASKA ....... ............................... Leader's address is ..3.20, 6.STR.UT .O, ROK 20, CENTRAL...... <br />.CITY, NE. PAN ........................................................................................................ ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNACLE RANK 320 G STREET CENTRAL CITY, NE 88826 <br />(E) "Note" means the promissory note signed by Borrower and dated 1,048: 21102 ..................... ............................... The <br />Note slates that Borrower owes Leader RNEHUNORE0.81XTEEN THORSANO. SEVENHUNRREA ANO. NRLIOR ...... ............................... <br />..............._.. ............................... Dollars (U.S. $ 118,700,00....... _ ........... ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .................... .11:01:2032.................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Eiders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Fmds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic teminal, telephonic instrument, computer, or magnetic tape so as in <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, autnrnated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Properly; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as lo, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any parry that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Form 3026 1101 <br />NEBRASKA—Single Family— Fan,:e MaelFredde M.e UNIFORM INSTRUMENT 11p111111111IN1111111111p111p1 <br />Bsnbrs SyTSms, Inc.. St CImG. MN Form MDLNE 6[1)6000 /' �� /�. <br />. "c vxoer (wiz: r lrwae +) � /t /r d 8 2 n 0 <br />m <br />T <br />S D <br />M V. <br />m 0 3 <br />Z <br />O <br />n Z <br />ac <br />c <br />N <br />n rn <br />o <br />O <br />T <br />m <br />On <br />N <br />ql <br />o m <br />° <br />r� <br />f <br />O <br />[Space Above This Line For Recording Data] <br />DEED <br />OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated ........................10:08: RP0R ............................, together <br />with all Riders to this document. <br />(B)'Borrowel' is CRAIG M:.MCINTYNE ANO.AMY,M.M„CI,NT,YRE,.A. SINGLE P. ERSON ......... ..... ........ .._..................................... <br />.......................................................................................................................... ............................... . <br />Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is PINNACLEBARK. CENTR,AL.CITY <br />Lender is a . CR. RPARATION .......................................................... ............................... organized and existing under <br />the laws of .THE.STATE OE NEBRASKA ....... ............................... Leader's address is ..3.20, 6.STR.UT .O, ROK 20, CENTRAL...... <br />.CITY, NE. PAN ........................................................................................................ ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNACLE RANK 320 G STREET CENTRAL CITY, NE 88826 <br />(E) "Note" means the promissory note signed by Borrower and dated 1,048: 21102 ..................... ............................... The <br />Note slates that Borrower owes Leader RNEHUNORE0.81XTEEN THORSANO. SEVENHUNRREA ANO. NRLIOR ...... ............................... <br />..............._.. ............................... Dollars (U.S. $ 118,700,00....... _ ........... ) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .................... .11:01:2032.................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Eiders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Fmds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic teminal, telephonic instrument, computer, or magnetic tape so as in <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, autnrnated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Properly; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as lo, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any parry that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Form 3026 1101 <br />NEBRASKA—Single Family— Fan,:e MaelFredde M.e UNIFORM INSTRUMENT 11p111111111IN1111111111p111p1 <br />Bsnbrs SyTSms, Inc.. St CImG. MN Form MDLNE 6[1)6000 /' �� /�. <br />. "c vxoer (wiz: r lrwae +) � /t /r d 8 2 n 0 <br />