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200211119 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- uorrower <br />(Seal) <br />TIMOT D SARTZ - ROrtower <br />(Seal) <br />LISA A BARTZ - Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Bouvwcr <br />_ (Seal) <br />- Borrower <br />-BINEI i000s.ai N.. is ons Form 3028 1101 <br />