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20021110E <br />BY SIGNING BELOW, Borrower accepts and agrees to the terns and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses, <br />(Sea) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Horrower <br />_a <br />zz <br />�eaq <br />ROBIN L CZAPLEWBK / - Borrower <br />Seal) <br />AMY M( <br />jiAPLIMSKf -Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(WS(NE) 000e�.o1 reoe iaof is Form3028 1101 <br />