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200211102 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />C <br />(Sep) <br />3CARHN A BORn TZ - Borrower <br />(Sea]) <br />ROBERT A BO - Borrower <br />_ (Seal) (Seal) <br />-BW wer -Boe r <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />C VNEl most veoe rsm rs Form3028 1101 <br />